Georgia used motor vehicle dealers must obtain a surety bond as part of the state licensing process. Under Official Code of Georgia Section 43-47-8(g), the required bond amount increased to $50,000 on July 1, 2026.
The bond expires on September 30 of every even-numbered year.
Bonds Express approves 99% of applications and offers the following two-year rates to qualifying applicants with clean credit:
Dealers With Three or More Years in Business
| Credit Score | Two-Year Premium |
|---|---|
| 750 or higher | $263 |
| 700 or higher | $322 |
| 675 or higher | $438 |
| 640 or higher | $525 |
Dealers With Less Than Three Years in Business
| Credit Score | Two-Year Premium |
|---|---|
| 750 or higher | $438 |
| 700 or higher | $525 |
| 650 or higher | $613 |
Please note: These prices are for applicants with clean credit. An applicant may have a qualifying credit score but still require individual review because of collections, bankruptcies, liens, judgments, or other credit issues. Final rates are based on the completed application and underwriting review.
A $50,000 Georgia Used Motor Vehicle Dealer Bond is required to obtain and maintain a used motor vehicle dealer license in Georgia.
The bond provides financial protection to customers and the State of Georgia if a dealer commits fraud, misrepresents a transaction, violates state law, or fails to meet certain licensing obligations.
This is not an insurance policy for the dealership. If the surety company pays a valid claim, the dealer is responsible for repaying the surety.